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This blog is made available by the contributing lawyer or law firm publisher solely for educational purposes to provide general information about general legal principles and not to provide specific legal advice applicable to any particular circumstance.  By reading this blog, you understand that there is no attorney/client relationship intended or formed between you and the blog publisher or any contributing lawyer.  The blog should not be used as a substitute for competent legal advice from a lawyer you have retained and who has agreed to represent you.